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First State Bank Southwest

2023 April Southwest Bankers Beat

Lifecycle of a Community Bank

The idea of "sustainability" is linked to many of our local activities—reusing or recycling products, sampling culinary delights from the local bakery, or buying American-made products to support our national economy. There are plenty of reasons why eating, dining, and banking locally makes good economic sense.

You'll probably relate to this story if you've ever participated in a career day at a local elementary school. A banking colleague visited her son's kindergarten class, and while explaining the role of a community banker, one eager child piped up and said, "It's like the lifecycle of a plant!"

He was right. Community banks like us, First State Bank Southwest, take in deposits and distribute loans that feed into a self-sustaining micro-economy and keep funds right here in Worthington, Rushmore, Leota, Edgerton, Pipestone, and Sioux Falls.

It's all part of a symbiotic relationship that community banks have with their communities. When you deposit money with us at FSBSW, those funds support local businesses, homebuyers, and everyday consumers. And the proceeds from those businesses employ residents, fund municipalities, and continue the cycle of locally-based economic growth.

April is Community Banking Month, and we want to thank our customers for trusting us for their banking needs. For our neighbors who may be considering a switch, we implore you to take a closer look at First State Bank Southwest to discover how we can help you realize your financial dreams.

Remember, we're all in this together. Community banks like ours are only successful if our customers and communities are. That's why community banks and their relationship business model have thrived for over 150 years. We know what it takes to create thriving local economies. Join us in helping to build a more sustainable, vibrant economy here at home!


Meet Julia VanderZiel, our Teller in Edgerton.

What goal do you have for yourself? My goal is to sing the national anthem at more rodeos than I did last year and help my boyfriend start the farms dairy cow genetics program.

My favorite part of my job is getting to talk to the customers every day, some of whom I have known most of my life.

How do you save money? I’m not much of a shopper, and when I go, I only get the things I need.

Why should someone bank with us? Our organization gets to know every customer that enters the bank.

What activities are you involved in? I’m a volunteer for the MN deer hunter’s association, I help wherever I can at church, and I hope to join different committees hopefully this year.
My favorite hobby is riding a horse.

“The path from dreams to success does exist. May you have the vision to find it, the courage to get on to it, and the perseverance to follow it.” Kalpana Chawla

Our Communities

Worthington's Branch visited JBS teaching them all about banking with us.
Worthington's branch waving on our MN West LadyJays Basketball Team to nationals.