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First State Bank Southwest

Home Equity

Get the financial muscle you need to make that big purchase. Harness the power of your home equity and use it to secure financing for those renovations, that vacation, or new transportation. Whatever you need, we can offer you a loan or line of credit to make it happen.

Line of Credit

A Home Equity Line of Credit (sometimes called a HELOC) is similar to a home equity loan, but instead of borrowing a lump sum, you're pre-approved to access funds as you need them. There is no maintenance fee and you only pay interest on what you use, so you don't pay for anything you don't need.

  • Based on home's value
  • Use funds for most anything
  • Interest may be tax deductible*
  • Access funds easily
  • Line of credit checks available
  • Interest charged on only what you use
  • Pay it off and use it again
  • No need to re-apply
*Consult your tax adviser.

Questions?


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Home Equity Loans



Home Equity Loans

Convert your home’s equity
straight into cash.

LEARN ABOUT HELOCS



Farm land.


Farm Real Estate



Farm Real Estate

Need to take on a bigger project? 
We can help you get started.

Learn More