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First State Bank Southwest

Home Equity

Get the financial muscle you need to make that big purchase. Harness the power of your home equity and use it to secure financing for those renovations, that vacation, or new transportation. Whatever you need, we can offer you a loan or line of credit to make it happen.

Line of Credit

A Home Equity Line of Credit (sometimes called a HELOC) is similar to a home equity loan, but instead of borrowing a lump sum, you're pre-approved to access funds as you need them. There is no maintenance fee, so you don't pay for anything you don't need.

  • Based on home's value
  • Use funds for most anything
  • Interest may be tax deductible*
  • Access funds easily
  • Line of credit checks available
  • Pay it off and use it again
  • No need to re-apply
*Consult your tax adviser.


Woman using ATM.

ATM Locations

ATM Locations

Plan your day better. Know where. you can get cash ahead of time.


Farm land.

Farm Real Estate

Farm Real Estate

Need to take on a bigger project? 
We can help you get started.

Learn More