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First State Bank Southwest


Get the financial edge you need. We can provide financing for equipment purchases, vehicle purchases, permanent working capital, or other long-term needs of the business. Payment terms are flexible and interest rates are competitive. Regularly scheduled payments allow you to accurately forecast your cash needs.


  • Favorable interest rates
  • Flexible terms
  • Affordable monthly payments
  • Use funds for most anything
  • Short- and long-term options
  • Experienced loan specialists
  • Personal service

Special Loan Programs

At First State Bank Southwest we realize that the best possible loan structure can maximize the return of the business. To assure our customers the best possible loan, the First State Bank Southwest has partnered with a number of business finance organizations.

Southwest Initiative Foundation

This organization offers several helpful financing options to support local businesses in and around Southwest Minnesota, including:

  • Revolving Loan Fund
  • Renewable Energy Loan Program
  • Regional Centers Loan Program
  • Small Communities Loan Program
  • Micro-Enterprise Loan Program

Contact us for more information or visit their site here.

United States Department of Agriculture

The USDA's Rural Development Business & Industry Loan Guaranty Program provides guaranteed financing for working capital, machinery and equipment, buildings and real estate. The maximum loan amount is up to $25 million with a maximum repayment term of up to 25 years.

Contact us for more information or visit the USDA's site here.


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Farm Real Estate

Farm Real Estate

Need to take on a bigger project? 
We can help you get started.

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Home Equity Loans

Home Equity Loans

Convert your home’s equity
straight into cash.