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Insurance Services

We are an independent insurance agency offering great deals on coverage from many of the best insurance companies around. Some of the insurance options we offer:


Personal Coverage

  • Homeowners Insurance
  • Automobile Insurance
  • Personal Liability Insurance
  • Boats / Recreational Vehicle Insurance
  • Valuable Property Insurance
  • Personal Excess Liability Coverage
  • Crop Insurance

Business Coverage

  • Package Policies
  • General Liability
  • Workers' Compensation
  • Business Automobile
  • Fire, Crime, Equipment
  • Commercial Excess Liability
  • Bonds

Financial Services

  • Group & Individual Life Insurance
  • Group & Individual Health Plans
  • Group & Individual Dental Plans
  • Long-term Care
  • Medicare Supplement
  • Medicare Part D

Some Of The Companies We Represent

  • Personal & Commercial Lines
  • Acuity Insurance Company
  • American Reliable
  • Beaver Creek Mutual
  • Continental Western
  • Great American
  • Grinnel
  • GuideOne
  • Heartland Mutual
  • North Star
  • Progressive
  • Southwest Mutual
  • United Fire & Casualty

Life & Health

  • Blue Cross Blue Shield
  • Medica
  • Mutual of Omaha
  • Protective Life
  • Prudential

All First State Bank branches can serve your insurance needs.


Insurance products are guaranteed by the Minnesota Guaranteed Fund. Not a deposit of the bank and not guaranteed by the bank. Not FDIC insured.